You must be kidding me! Insurance sales.

Several days ago, I saw one of my MSN contactor changed his ID to some kind of "Come to buy our found, it will insure your seed capital and interest". I immediately thought that it is another exaggerative commercial term in order to attract more innocent people who already losed a lot of money on recent economic crisis. Does she has no moral or ethic in their mind? Or just another ignorant financial worker? I hope that it is not the second one. A common sense tells us that if we saw one cockroach in our home then it must has more in the shadow. If it does have many stupid insurance workers in Taiwan then there is no hope for us to establish asian financial center submitted by our government again because our quality of financial human resource is poor.

Any fiancial product has its risk even the time deposit savings account. We should say no to those insurance institution to force them improving the technique of their employees and sales. We are in the biggest economic storm and recession since last one. I fully understand that financial institutes want to extract more money either from government bailout or consumers to stay alive but they should not break the moral and ethical principles. And only for those which insist to stay honestly and sincerely can survive from the crisis and open an new era.

People are greedy. And greediness leads greedy peoeple to the destruction. Anyone and institude who try to use such humanical defect is evil. If you can read Chinese, you may want to see this article which is about a confession of a piror structured note trader in JPMorgan: http://www.businessweekly.com.tw/webarticle.php?id=34657&p=1